About iPenny Finance
We Guarantee Impact,
Not Just Speed
iPenny Finance is the trust layer for cross-border payments in Africa — purpose-built to ensure every penny reaches its intended outcome.
The Problem We Solve
$800B flows globally in remittances every year. 45% is earmarked for education and health in Africa. Yet once money hits a mobile wallet, senders go blind. Schools spend 7–10 days reconciling payments. Hospitals delay care due to misallocated funds.
iPenny replaces this broken chain with direct-to-institution payments, AI reconciliation, and digital impact receipts — giving every sender proof that their money did exactly what it was meant to do.
$4.2B
Kenya Diaspora Inflow (2024)
45%
Goes to Education & Health
Our Values
Mission-Driven
Every feature we build must provably improve outcomes for real families across borders.
Built to Scale
Infrastructure-first thinking — our rails are designed to serve 100K+ users across Pan-Africa.
Trust First
We earn trust by making every transaction transparent, verified, and auditable end-to-end.
Our Roadmap
Q3 2026
Core Platform Build
Visa Direct integration, FBO setup, institutional API connectors.
Q4 2026
Pilot Launch
2 schools + 1 hospital in Nairobi for live testing.
Q1 2027
Donor Portal
US foundations funding African healthcare directly.
Q2 2027
DPI Integration
Digital Public Infrastructure for social grant tracking.